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If it's in the middle of the belt, nothing to worry about, if it's on the edge, then yes, it should be replaced. I would still contact the selling dealer and have a chat with him.
Have friend w/ 2006 Ultra. Had small chip in belt, used it till 100,000 miles before had belt replaced. Drove it many thousands of miles with no issues!
Stealer sold you a bike with failed belt?! I'd be raising some hell with sales manager... But......that's just me. Good luck!
Holy cow two great video's on belt removal and belt replacement. Can't say enough about this. For me i will get myself more prepared for this procedure if ever have to do this again. As it goes with my problem i sent my back to harley shop where i bought my bike and they fixed it at no cost to me. I'm very glad the harley corp stood behind this i'm very happy. Now i can get out and ride. Note will keep in touch as FIX MY HOG team will help me very much in the future. THANKS!!! mike